Flint Jay Ferkin Insurance Services

Health Benefits and Long Term Care help Made Easy

For more information about the "Affordable Care Act" (aka ObamaCare) and what it means for us in California...

Click Here --->www.coveredca.com

60% of all bankruptcies are from medical expenses. Protect you and your family from this risk by utilizing the coverages below.  

Hybrid Life and Long Term Care (LTC) Insurance
Hybrid Life/LTC insurance can be an ideal option to restrictive High-Cost traditional LTC plans.

  • Pays for ANY need, from Nursing Care to the Mortgage. You decided how to spend the benefit.
  • Lump sum benefit paid or income stream.
  • With Traditional LTC insurance you can die without benefiting from the plan. With a Hybrid plan it pays, no matter what... death or LTC.
  • Pays quick and easy directly to you. No receipts or reimbursement. 

Accidental Expense Plus Insurance
Accidental insurance is an ideal supplement to high-deductible health plans.

  • Pays dollar for dollar, emergency room to physical therapy 
  • Lump sum benefit paid for major critical illnesses, cancer, heart attack and stroke
  • Pays benefits regardless of other coverage
  • Pays quick and easy directly to your client
  • Guaranteed issue 18 - 64

Health Insurance Limited Indemnity Medical
This is an affordable, guaranteed issue alternative to traditional health insurance.  Consider health essential limited indemnity medical plans if you:

  1. Do not have adequate health insurance.
  2. Have health insurance with high deductibles or out-of-pocket expenses.
  3. Want to supplement the coverage you may have.

Short-Term Medical Insurance
Perfect for those inbetween coverage. Short term medical plans are ideal for those who are:

  1. Between jobs or laid off or waiting for employer benefits.
  2. Part-time or temporary employees or recently graduated.
  3. Without adequate health insurance.

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Health Products Request
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Type in this number: 518351

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